My tax preparer asked me whether I "had borrowed money to invest in 2008."
I gasped and a look of sheer terror crossed my face. ". . . borrowed money . . . to invest in 2008? Oh man, that would have not ended well! No! I didn't do that. Oh I'm so glad I didn't do that!"
My tax preparer got a big laugh out of that one.
(Of course, like most people, I did lose money on investments in 2008. But at least I was not investing borrowed money.)